Credit Worthiness Check

Credit Worthiness Check

When an order is accepted, an automatic online credit assessment takes place. This entails an external assessment (among others) of your address and payment information. Creditreform Boniversum GmbH, Hellersbergstr. 11, 41460 Neuss has access to a comprehensive database (similar to the better-known information on creditworthiness of Schufa) and can thereby offer objective, verifiable information. This includes, for example, entries in the public debtor’s records of the district courts and publications in the Federal Gazette (Bundesanzeiger). On the other hand, this can also include information about active and already completed collecting operations, such as enforcement orders or foreclosure proceedings.

In the case of a positive credit assessment, you can complete your order as usual and select from the payment methods provided. You will find further information in our AGBs.

Should your order not be carried out owing to a negative credit assessment by Creditreform Boniversum GmbH, Hellersbergstr. 11, 41460 Neuss, you may only complete your order using cash on delivery or credit card. Otherwise, you may neither place an order in our online shop nor through the bellybutton customer centre.

Please note: in the case of misspelt or false order information or when you have provided a post office as your billing/delivery address, you must recheck and change your information as appropriate. Otherwise your order is only payable by cash on delivery.